{"id":5822,"date":"2023-07-18T07:35:23","date_gmt":"2023-07-18T07:35:23","guid":{"rendered":"https:\/\/initialmoney.co.nz\/?post_type=pylon_service&#038;p=5822"},"modified":"2024-01-29T08:23:46","modified_gmt":"2024-01-29T08:23:46","slug":"business-refinance","status":"publish","type":"pylon_service","link":"https:\/\/initialmoney.co.nz\/pylon_service\/business-refinance\/","title":{"rendered":"Business Refinancing"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5822\" class=\"elementor elementor-5822\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3fe75e38 pylon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3fe75e38\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7362618f\" data-id=\"7362618f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1611b8dd elementor-widget elementor-widget-image\" data-id=\"1611b8dd\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"770\" height=\"460\" src=\"https:\/\/initialmoney.co.nz\/wp-content\/uploads\/2020\/12\/service-six.jpg\" class=\"attachment-full size-full wp-image-81\" alt=\"\" srcset=\"https:\/\/initialmoney.co.nz\/wp-content\/uploads\/2020\/12\/service-six.jpg 770w, https:\/\/initialmoney.co.nz\/wp-content\/uploads\/2020\/12\/service-six-300x179.jpg 300w, https:\/\/initialmoney.co.nz\/wp-content\/uploads\/2020\/12\/service-six-768x459.jpg 768w\" sizes=\"(max-width: 770px) 100vw, 770px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-733862b7 elementor-widget elementor-widget-pylon_title\" data-id=\"733862b7\" data-element_type=\"widget\" data-widget_type=\"pylon_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"pylon-title\">\r\n            <div class=\"block-title\">\r\n                <p class=\"small-title\">Business  Loan<\/p>\r\n            <h2 class=\"title-block\">Unlocking Financial Opportunities<\/h2>\r\n                        <\/div>\r\n            <div class=\"page\" title=\"Page 1\"><div class=\"section\"><div class=\"layoutArea\"><div class=\"column\"><div class=\"page\" title=\"Page 1\"><div class=\"layoutArea\"><div class=\"column\"><p>As businesses in New Zealand grow and evolve, their financial needs and circumstances may change over time. Business Refinancing provides a strategic approach for businesses to optimize their financial position by restructuring existing debt, securing better terms, and accessing new opportunities. This refinancing solution empowers businesses to unlock potential savings, improve cash flow, and fuel further growth.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p>Let's explore the key features, benefits, and considerations of Business Refinancing tailored to support businesses in New Zealand.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div>                    <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f8f59d elementor-widget elementor-widget-pylon_title\" data-id=\"7f8f59d\" data-element_type=\"widget\" data-widget_type=\"pylon_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"pylon-title\">\r\n            <div class=\"block-title\">\r\n                <p class=\"small-title\">Note<\/p>            <\/div>\r\n            <p>Loan terms are subject to availability. Based on your credit score and profile, we offer interest rates that are tailored to each borrower's particular financial situation. You must comply with our standard credit requirements and responsible lending laws to be approved. Terms, conditions, &amp; fees are involved.<\/p>                    <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f21bab2 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"3f21bab2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"wp-block-heading\">What do I need to apply for finance?<\/h2>\n<p>While every application is different, these are the minimum requirements when applying for a loan, there are a number of ways you can both increase your chances of receiving finance approval and reduce the amount of interest applied to your loan. \u00a0To get more information talk to our team.<\/p>\n<p><strong>Our minimum requirements are:<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15b134aa elementor-align-left elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"15b134aa\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">ID-New Zealand driving license or overseas license. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">A New Zealand citizen or holding a work permit or permanent resident (PR)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Evidence of employment or have a regular income.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3b1d7a elementor-widget elementor-widget-pylon_button\" data-id=\"f3b1d7a\" data-element_type=\"widget\" data-widget_type=\"pylon_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <a href=\"https:\/\/initialmoney.co.nz\/loan-eligibility\/\" class=\" thm-btn\"  target=\"_blank\" >To know more about the Eligibility Criteria <\/a>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a876ee7 elementor-widget elementor-widget-pylon_button\" data-id=\"4a876ee7\" data-element_type=\"widget\" data-widget_type=\"pylon_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <a href=\"https:\/\/initialmoney.co.nz\/apply-now\/\" class=\" thm-btn\"  target=\"_blank\" >Apply For Loan<\/a>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a6681af elementor-widget elementor-widget-spacer\" data-id=\"1a6681af\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b59dad2 elementor-widget elementor-widget-pylon_title\" data-id=\"2b59dad2\" data-element_type=\"widget\" data-widget_type=\"pylon_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"pylon-title\">\r\n            <div class=\"block-title\">\r\n                \r\n            <h2 class=\"title-block\">Enquire us<\/h2>\r\n                        <\/div>\r\n            <p>Have a question or need help? Contact us using the form below.<\/p>                    <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4aadc500 elementor-widget elementor-widget-shortcode\" data-id=\"4aadc500\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"forminator-ui forminator-custom-form forminator-custom-form-7451 forminator-design--material  forminator_ajax\" data-forminator-render=\"0\" data-form=\"forminator-module-7451\" data-uid=\"678ff161dea22\"><br\/><\/div><form\n\t\t\t\tid=\"forminator-module-7451\"\n\t\t\t\tclass=\"forminator-ui forminator-custom-form forminator-custom-form-7451 forminator-design--material  forminator_ajax\"\n\t\t\t\tmethod=\"post\"\n\t\t\t\tdata-forminator-render=\"0\"\n\t\t\t\tdata-form-id=\"7451\"\n\t\t\t\t\n\t\t\t\tdata-design=\"material\"\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\tdata-grid=\"open\"\n\t\t\t\t\n\t\t\t\t\n\t\t\t\tstyle=\"display: none;\"\n\t\t\t\t\n\t\t\t\tdata-uid=\"678ff161dea22\"\n\t\t\t><div role=\"alert\" aria-live=\"polite\" class=\"forminator-response-message forminator-error\" aria-hidden=\"true\"><\/div><div class=\"forminator-row\"><div id=\"name-1\" class=\"forminator-field-name forminator-col forminator-col-6 \"><div class=\"forminator-field\"><input type=\"text\" name=\"name-1\" value=\"\" placeholder=\"Name\" id=\"forminator-field-name-1_678ff161dea22\" class=\"forminator-input forminator-name--field\" aria-required=\"false\" \/><\/div><\/div><div id=\"email-1\" class=\"forminator-field-email forminator-col forminator-col-6 \"><div class=\"forminator-field\"><input type=\"email\" name=\"email-1\" value=\"\" placeholder=\"Email Address\" id=\"forminator-field-email-1_678ff161dea22\" class=\"forminator-input forminator-email--field\" data-required=\"1\" aria-required=\"true\" \/><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"phone-1\" class=\"forminator-field-phone forminator-col forminator-col-6 \"><div class=\"forminator-field\"><input type=\"text\" name=\"phone-1\" value=\"\" placeholder=\"Phone Number\" id=\"forminator-field-phone-1_678ff161dea22\" class=\"forminator-input forminator-field--phone\" data-required=\"1\" aria-required=\"true\" autocomplete=\"off\" data-national_mode=\"enabled\" data-country=\"nz\" data-validation=\"standard\" \/><\/div><\/div><div id=\"text-2\" class=\"forminator-field-text forminator-col forminator-col-6 \"><div class=\"forminator-field\"><input type=\"text\" name=\"text-2\" value=\"\" placeholder=\"Subject\" id=\"forminator-field-text-2_678ff161dea22\" class=\"forminator-input forminator-name--field\" data-required=\"\" \/><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"text-1\" class=\"forminator-field-text forminator-col forminator-col-12 \"><div class=\"forminator-field\"><input type=\"text\" name=\"text-1\" value=\"\" placeholder=\"Write Message\" id=\"forminator-field-text-1_678ff161dea22\" class=\"forminator-input forminator-name--field\" data-required=\"\" \/><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"captcha-1\" class=\"forminator-field-captcha forminator-col forminator-col-12 \"><div class=\"forminator-captcha-left forminator-g-recaptcha recaptcha-invisible\" data-theme=\"light\" data-badge=\"inline\" data-sitekey=\"6LeY11spAAAAALtK5R5K0lEaJxt-p5K72enF-GZY\" data-size=\"invisible\"><\/div> <\/div><\/div><input type=\"hidden\" name=\"referer_url\" value=\"\" \/><div class=\"forminator-row forminator-row-last\"><div class=\"forminator-col\"><div class=\"forminator-field\"><button class=\"forminator-button forminator-button-submit\"><span>Send A Message<\/span><span aria-hidden=\"true\"><\/span><\/button><\/div><\/div><\/div><input type=\"hidden\" id=\"forminator_nonce\" name=\"forminator_nonce\" value=\"73261ad654\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/wp-json\/wp\/v2\/pylon_service\/5822\" \/><input type=\"hidden\" name=\"form_id\" value=\"7451\"><input type=\"hidden\" name=\"page_id\" value=\"5822\"><input type=\"hidden\" name=\"form_type\" value=\"default\"><input type=\"hidden\" name=\"current_url\" value=\"https:\/\/initialmoney.co.nz\/pylon_service\/business-refinance\/\"><input type=\"hidden\" name=\"render_id\" value=\"0\"><input type=\"hidden\" name=\"action\" value=\"forminator_submit_form_custom-forms\"><label for=\"input_6\" class=\"forminator-hidden\" aria-hidden=\"true\">Please do not fill in this field. <input id=\"input_6\" type=\"text\" name=\"input_6\" value=\"\" autocomplete=\"off\"><\/label><\/form><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Whether you want to buy a car for personal freedom or to commute to work, purchasing a vehicle can be both an exciting and daunting experience \u2013 especially if you\u2019re considering a car loan to help finance your purchase.<\/p>\n","protected":false},"author":1,"featured_media":5758,"template":"","class_list":["post-5822","pylon_service","type-pylon_service","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Business Refinancing - Initial Money<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/initialmoney.co.nz\/pylon_service\/business-refinance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Business Refinancing - Initial Money\" \/>\n<meta property=\"og:description\" content=\"Whether you want to buy a car for personal freedom or to commute to work, purchasing a vehicle can be both an exciting and daunting experience \u2013 especially if you\u2019re considering a car loan to help finance your purchase.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/initialmoney.co.nz\/pylon_service\/business-refinance\/\" \/>\n<meta property=\"og:site_name\" content=\"Initial Money\" \/>\n<meta property=\"article:modified_time\" content=\"2024-01-29T08:23:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/initialmoney.co.nz\/wp-content\/uploads\/2023\/07\/medium-shot-happy-couple-outdoors-scaled.jpeg\" \/>\n\t<meta property=\"og:image:width\" 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