Note

Loan terms are subject to availability. Based on your credit score and profile, we offer interest rates that are tailored to each borrower's particular financial situation. You must comply with our standard credit requirements and responsible lending laws to be approved. Terms, conditions, & fees are involved.

Personal Loan

Enhancing Financial Flexibility

As financial circumstances change, individuals in New Zealand may seek ways to optimize their borrowing terms and improve their financial situation. Refinance Personal Loans offer a strategic solution for borrowers to replace their existing personal loans with a new loan that better suits their current needs and financial goals. This refinancing option empowers individuals to streamline their debt, secure more favourable terms, and gain greater financial flexibility. 

Let's explore the key features, benefits, and considerations of Refinance Personal Loans tailored to support individuals in New Zealand.

What do I need to apply for finance?

While every application is different, these are the minimum requirements when applying for a loan, there are a number of ways you can both increase your chances of receiving finance approval and reduce the amount of interest applied to your loan.  To get more information talk to our team.

Our minimum requirements are:

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