Personal Loan
Building new financial connections
People in New Zealand occasionally experience bad credit due to prior financial issues or a short credit score. Life might provide unexpected problems with finances. When standard lending options aren't an option, bad credit loans offer a useful funding solution to those with less-than-perfect credit. These loans give customers the ability to close a gap in their finances and try to raise their credit scores.
Let's explore the main characteristics, benefits, and factors of bad credit loans made to help those living in New Zealand.
Note
Loan terms are subject to availability. Based on your credit score and profile, we offer interest rates that are tailored to each borrower's particular financial situation. You must comply with our standard credit requirements and responsible lending laws to be approved. Terms, conditions, & fees are involved.
What do I need to apply for finance?
While every application is different, these are the minimum requirements when applying for a loan, there are a number of ways you can both increase your chances of receiving finance approval and reduce the amount of interest applied to your loan. To get more information talk to our team.
Our minimum requirements are:
- ID-New Zealand driving license or overseas license.
- A New Zealand citizen or holding a work permit or permanent resident (PR)
- Evidence of employment or have a regular income.
Enquire us
Have a question or need help? Contact us using the form below.