Vehicle Loan

Overcoming Obstacles

Obtaining a car loan with bad credit can be a challenging task for individuals in New Zealand. Bad credit can result from past financial difficulties or limited credit history, making traditional car loan options less accessible. However, Bad Credit Car Loans offer a viable solution, empowering individuals with less-than-perfect credit to secure financing for their dream car. Let's explore the key features, benefits, and considerations of Bad Credit Car Loans tailored to support individuals in New Zealand.

Note

Loan terms are subject to availability. Based on your credit score and profile, we offer interest rates that are tailored to each borrower's particular financial situation. You must comply with our standard credit requirements and responsible lending laws to be approved. Terms, conditions, & fees are involved.

What do I need to apply for finance?

While every application is different, these are the minimum requirements when applying for a vehicle loan, there are a number of ways you can both increase your chances of receiving finance approval and reduce the amount of interest applied to your car loan. 

Our minimum requirements are:

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