Home Loan
Create your Nest
Embark on your homeownership journey in New Zealand with Initial Money's First Home Loan. Tailored for first-time buyers, our loans feature competitive rates, flexible terms, and a streamlined process. Benefit from our local expertise and guidance through every step, ensuring you understand all options, including government initiatives like the First Home Grant. Start with an easy online application and let our dedicated team support you in making your dream home a reality. Contact us today to learn more and take your first step towards owning your perfect home.
Note
Loan terms are subject to availability. Based on your credit score and profile, we offer interest rates that are tailored to each borrower's particular financial situation. You must comply with our standard credit requirements and responsible lending laws to be approved. Terms, conditions, & fees are involved.
What do I need to apply for finance?
While every application is different, these are the minimum requirements when applying for a vehicle loan, there are a number of ways you can both increase your chances of receiving finance approval and reduce the amount of interest applied to your car loan.
Our minimum requirements are:
- ID-New Zealand driving license or overseas license.
- A New Zealand citizen or holding a work permit or permanent resident (PR)
- Evidence of employment or have a regular income.
Enquire us
Have a question or need help? Contact us using the form below.